← Back to Afford

Terms of Use

Last updated: June 29, 2026

Welcome to Afford, built by Bowman Home Team. By using the app you agree to these terms. Please read them.

What Afford is

Afford is a planning and budgeting tool. The numbers it shows are estimates to help you think through what a home and a monthly budget might look like for you. It is not a loan offer, a pre-approval, an appraisal, or financial, legal, or tax advice. Your real costs, rates, taxes, insurance, and what you qualify for will differ. Always confirm with a licensed lender, agent, and other professionals before making decisions.

Estimates and accuracy

Default figures such as tax rates, insurance, utilities, and average interest rates are general estimates and may be out of date or not match your situation. You are responsible for verifying any number before relying on it.

Your account

You're responsible for keeping your sign-in secure and for activity under your account. Provide accurate information and keep it current.

Subscriptions and billing

Acceptable use

Don't misuse the app: no attempting to break, overload, or reverse engineer it, no unlawful use, and no using it to harm others.

Connecting with agents and lenders

If you request a call, you consent to Bowman Home Team or a partner contacting you at the information you provide. You're never obligated to work with anyone.

Disclaimers and liability

Afford is provided "as is" without warranties of any kind. To the fullest extent allowed by law, Bowman Home Team is not liable for any decisions made or losses incurred from using the app or relying on its estimates.

Changes to these terms

We may update these terms as the app evolves. Continued use after an update means you accept the new terms.

Contact

Questions? Email britton@bowmanhometeam.com.