Let's figure out what you can afford.

Answer a few quick questions about your money, and see the home payment that truly fits, and what's left over.

Takes 2 minutes Real numbers Free to use

See what you can really afford

Afford reads your actual income and bills and shows the monthly home payment that truly fits, no jargon.

Watch your budget in real time

Slide to a bigger house and your budget updates instantly, so you always see what's left for the rest of life.

Snap a receipt, it files itself

Photograph a gas pump or a Walmart receipt and Afford drops it into the right category for you.

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+ Add other income
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You make about$0
You spend about$0
Pick how you want to start.
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Rule of thumb: most people spend about 30% of their take-home pay on their home. Less than that leaves more room for the rest of life.
% down
More money down means a smaller payment, and at 20% the extra fee goes away.
City limits usually means higher property taxes.
Taxes here are a statewide estimate. Want the real number for a specific home? Look up the address on your county's online property records (GIS) system, it shows the exact taxes.
%
U.S. average for a 30-year loan. Your real rate depends on your credit and lender.
$
Change the estimates (taxes, insurance, fee)
Set for you by the City/County choice above. County about 0.5%, city about 0.65% in South Carolina.
% / yr
About 0.4% of the home's price. Near the coast it can be higher.
% / yr
About 0.6% of the loan. It goes away on its own once you reach 20% down.
% / yr
Based on your budget, you can afford
$0
On track
Down payment
Rate
Monthly
What's left every month, after the house too
$0
You're good
See the full breakdown
Cash you need to start
$0
Your down payment, paid at signing.
Plus closing costs
$0
Usually 2 to 4% of the price, paid at signing on top of your down payment.
Talk to a local pro, free
A real agent and a lender who know your area. No pressure, no cost, just answers.
The averages are statewide South Carolina estimates (utilities, USDA food costs, typical rates). Your real bills will be different. This is a planning tool, not a loan offer or financial advice.
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